Mortgages Made Easy with the Trident Group
You’ve decided to buy a new home. It’s an exciting and, at times, overwhelming process. With all that you have on your mind, it’s good to know that mortgages are made easy with the Trident Group.
From online applications and financial calculators to the top notch and responsive staff, the Trident Group will help you to find the best mortgage for your new home purchase. Most of all, they’ll help you navigate the entire process from pre-qualifying to settlement.
Where to begin? Here is the 6 step mortgage process for buying a home.
1. Mortgage Prequalification
Contact a Trident Mortgage Consultant who will let you know what documents and information you need to provide. The consultant will review your financial documentation and circumstances to prequalify you for a loan. This critical step will determine how much home you can afford.
2. Select a Real Estate Agent
Contact a Berkshire Hathaway HomeServices Fox & Roach, REALTORS agent to help you find the ideal home (and sell your current home, if needed). Your agent will advise you on your purchase offer and negotiate with the seller.
3. Sign the Contract
Review your agreement of sale carefully with your agent before you sign it. Your earnest money will be deposited and Trident Land Transfer can take care of your title work and order title.
4. Loan Application and Homeowner’s Insurance
Submit your financial documentation and loan application to Trident Mortgage for processing and underwriting. Trident Mortgage will order an appraisal and let you know if additional documentation is required. Trident Insurance can provide you with homeowners insurance.
5. Final Approval
Once your loan is approved to close, Trident Land Transfer will schedule your closing date. You’ll do a final walk-through to approve the condition of the property.
Your Trident Land Transfer closing agent will coordinate and distribute all of the paperwork and funds for settlement. When settlement is complete, you take possession of your new home. Congratulations!
The Trident Group, Trident Mortgage Company, Trident Land Transfer and Trident Insurance are Berkshire Hathaway HomeServices Fox & Roach, REALTORS® affiliated companies.
Fox & Roach LP (“Fox & Roach”) and Fox & Roach (PHILA)LP, both doing business as Berkshire Hathaway HomeServices Fox & Roach, REALTORS®, Trident Mortgage CompanyLP (“Trident Mortgage”), Trident Insurance Agency CompanyLP, and Trident Land Transfer CompanyLP and Trident Land Transfer Company (NJ)LLC (both, “Trident Land Transfer”) are part of a family of companies (collectively, the “Affiliated Companies”). All are under common ownership, either directly or through one or more subsidiaries, by Fox & Roach/Trident Limited Partnership (“F&R/T”). Because of this relationship, the referral of a customer (including you) by any of the Affiliated Companies to another may provide the referring company, its affiliates, and/or their employees with a financial or other beneﬁt. YOU ARE NOT REQUIRED TO USE ANY OF THESE SERVICE PROVIDERS AS A CONDITION OF THE SALE OF THE SUBJECT PROPERTY OR TO OBTAIN ACCESS TO ANY SETTLEMENT SERVICE. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES
Trident Mortgage CompanyLP
431 West Lancaster Ave, Devon, PA 19333
NMLS ID: 111942
Trident Mortgage CompanyLP is licensed by the Pennsylvania Department of Banking and Securities as a Mortgage Lender. Licensed by the New Jersey Department of Banking and Insurance. Licensed lender, Office of the Delaware State Bank Commissioner. All loans subject to credit approval. Trident Mortgage CompanyLP NMLS ID: 111942.